I am considering purchasing Quicken but I’d like to know more about how it keeps track of my money… does it have a check registry or a way to ‘balance my books’? I guess what I mean is, can I use Quicken as my checkbook instead of pencil and paper like I use now? Can someone fill me in? The website wasn’t very helpful. Thanks.
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Quicken and the whole genre of personal finance software does the most basic of functions: help you keep track of your finances.
One of the first things I did when I got Quicken for the first time was trash my paper checkbook register and keep all of my transactions on Quicken. Then, when the end of the month arrived and I got my statement, I used the Reconcile feature to balance the books. No more pencil and paper reconciling anymore for me.
It can do a whole lot more than that, with downloading transactions directly from financial institutions, forecasting income and investment performance, and so forth. But the basics, definitely no problem.